The Patria Company via Assemble-Together.org (together with its affiliates, successors, and assigns, hereinafter referred to as “THE PATRIA COMPANY”, “ASSEMBLE-TOGETHER”, “OUR”, “WE”, or “US”) have adopted this Payments and Refund Policy (the “Payments and Refund Policy”). The Payments and Refund Policy applies to the website www.assemble-together.org (the “Site”) to address claims of abuse.

Certain parts of the Site and Services may be accessed and used without charge. For use of certain Services, you are required to pay applicable fees which may change from time to time subject only to your right to terminate such Services in accordance with the terms thereof. Fees vary by Service. Current fee schedules are available on the Site or in your Dashboard. You are responsible for payment of all applicable fees incurred by your Site account. All fees due from you to us hereunder, including to the extent applicable, monthly subscription fees, annual subscription fees, one-time product purchase fees, recurring fees, annual renewal fees, third-party fees, applicable taxes, charge-back fees, resubmission fees, late payment fees, takedown fees, change request fees, and reinstatement fees, are referred to herein as “Service Fees”.

You agree that we may charge all Service Fees to the payment method (e.g., credit card, PayPal account, debit card, etc.) you have provided in your Dashboard. You are responsible for the timely payment of all Service Fees. It is your responsibility to notify us if your payment method has changed by making the appropriate changes to your account settings. If you do not provide a valid payment method, or if your designated payment method is determined by us to be inactive for any reason, we may immediately discontinue providing Services to you. Purchases will appear on your credit or debit card statements as “The Patria Company.” You agree not to cause your credit or debit card company to reverse or “chargeback” any Service Fees charged in accordance with these Terms; and in the event you do so, we may terminate your use of the Site and Services, and you agree to reimburse us for any costs incurred in responding to such chargeback, including, without limitation, our actual costs paid to the credit or debit card company, including chargeback fees, and the value of the time our employees spend on the matter as determined in our discretion in good faith.

(i) In connection with certain Services for which proceeds may be due and payable to you, we will post such proceeds in U.S. Dollars to an account designated as your account and available for review in your Dashboard (“Assemble-Together Credit Account”). Funds designated in your Assemble-Together Credit Account will be pooled in a bank account with other Service users’s funds until you withdraw such funds. You will not receive any interest or other earnings on funds posted to your Assemble-Together Credit Account. You acknowledge that we may collect and receive interest or other earnings or incentives from banks that hold proceeds in a pooled account, and you waive and irrevocably transfer and assign to us any rights that you may have therein.
(ii) In connection with certain Services for which proceeds may be due and payable to your Assemble-Together Credit Account, you will be able to withdraw funds posted to your Assemble-Together Credit Account to a PayPal account designated by you once your Assemble-Together Credit Account balance has a minimum amount of five dollars ($5.00 U.S.) plus any applicable PayPal transaction fees. You are always responsible for paying all applicable transaction fees, bank fees, or other charges related to your withdrawal of your funds. Withdrawals from a Assemble-Together Credit Account may only be made to a PayPal account associated with the authorized user of the Assemble-Together Credit Account. It is your responsibility to ensure that all of your account information is correct and updated as necessary. We will not be responsible for any payments made to the wrong account.
(iii) In connection with your Assemble-Together Credit Account, you may be required to provide to us with proof of identification and your taxpayer information as required by the IRS, including IRS Form W-9.
(iv) You agree that we are authorized to deduct all Service Fees or other amounts due to us from any monies held on your behalf in your Assemble-Together Credit Account. With respect to payments posted to your Assemble-Together Credit Account, you shall be solely responsible and liable for, and we shall have no responsibility or liability for, any bad debts, fraudulent purchase activity, disputed payments, and refunds, and in connection therewith, we may deduct amounts from your Assemble-Together Credit Account. You further agree that if we receive any claim or threat or a claim that is related to your use of the Site or Service, or if we have, in our good faith discretion, reason to suspect that you or your account is in violation of these Terms and Conditions, we may block your ability to withdraw funds from your Assemble-Together Credit Account, and such funds or portion thereof, at our election, will be forfeited by you and automatically and irrevocably transferred and assigned to us. If in our reasonable business judgment we elect to engage an attorney to review or respond to any claim or threat of a claim with respect to your use of the Site or Services, we shall, in our sole discretion, have the right to deduct from your Assemble-Together Credit Account or charge your account an additional fee of a minimum of five hundred dollars ($500.00 U.S.) to offset the costs of associated legal fees and expenses. Any deduction(s) pursuant to this Section will not relieve you of any obligation to pay the remainder of any amounts due from you to us.
(v) If your Assemble-Together Credit Account has a balance of less than five dollars ($5.00 U.S.) for at least three hundred sixty five (365) continuous days, then we may, in our sole discretion, close your Assemble-Together Credit Account and terminate your participation in the related Service(s). If you or we terminate your participation in any related Service(s) and you have less than five dollars ($5.00 U.S.) in your Assemble-Together Credit Account, your Assemble-Together Credit Account balance (of less than five dollars ($5.00 U.S.)) will be paid to us as a termination fee to cover our administrative costs.
(vi) Any objection relating to funds posted to your Assemble-Together Credit Account or related sales and accounting data, or any claim arising therefrom, must be made in accordance with Section 11 below no later than one (1) year after the date such funds are posted to your Assemble-Together Credit Account, and you hereby waive any longer statute of limitations that may be permitted by law.